Church bond financing is a form of financing which is provided by a pool of investors that will usually mean a lower rate for the church and different terms and programs which are detailed to the need of a specific church.
Although it can be a better deal for the church, bond financing requires a closer look at underwriting and the church itself then traditional financing. Our strategic alliances will only issue bonds to those churches they believe will perform. In fact, to ensure this, every bond must pass a rigorous evaluation and scoring analysis. It is based on a grading system which involves a lot of time and research. It is important to get to know the church or ministry, their leadership team and the make-up of their congregation and community. It is also important to review the churches financial statements including analyzing their debt compared to incoming tithes, membership growth plans, construction plans. A professional appraisal will also be required by an appraiser that understands church valuation.
Is bond financing right for your church? Contact us today to find out.
